Account Verification without Open Banking

The service enables the identification of whether an IBAN belongs to your customer. This is done by checking it against the National Identification Number/ Commercial registration number

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Note

The service does not require an Open Banking Consent and is available for use across all retail and corporate accounts in Saudi Arabia connected to Sarie:

  • Arab National Bank
  • Alinma Bank
  • AlRajhi Bank (coming soon)
  • Bank Albilad
  • Bank Aljazira
  • Banque Saudi Fransi (coming soon)
  • Gulf International Bank
  • Riyad Bank
  • Saudi Awwal Bank
  • Saudi Investment Bank
  • Saudi National Bank

Provide a valid iban and identifier in the Account Verification API as below :

curl --location --request POST 'https://api.sau.sandbox.tarabutgateway.io/accountverification/v1/verify' \
--header 'Authorization: Bearer <your_access_token>' \
--header 'Content-Type: application/json' \
--data-raw '{
  "iban":"SA6530400108071059170014",
  "identifier":"1098184854"
}'

When is a successful match returned?

A successful match is provided if the combination of IBAN and the provided identifier matches the data at the bank provided the account is active.

ScenarioAccount StatusAccount Verification Response
IBAN & Identifier matchAccount is activeVERIFIED
IBAN & Identifier matchAccount is inactiveNOT VERIFIED
IBAN & Identifier does not matchNANOT VERIFIED
IBAN & Identifier - unable to processNAUNABLE TO VERIFY

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Why use this service?

If your use case is only to verify the user provided IBAN without adding the additional user journey steps to obtain an Open Banking Consent.