Decoupled Redirection

Tarabut Connect journey provides flexibility to the user by supporting the decoupled redirection flow, which allows the user to authenticate their bank account during the open banking consent journey using a different device by scanning a QR code.

Decoupled Redirection Steps

Here are the steps for the decoupled redirection flow through Connect:

1. User selects his bank from the bank selection list and reviews consent details.

   

2. In this step, user must authenticate their account through the bank channels, Tarabut Connect has two options:

   • Option (1) - Continue on this device: use the same device for authentication (default Connect flow).
   • Option (2) - Log in from another device: use a different device for authentication (decoupled redirection flow).

3. If the user clicks on option (2) "Log in from another device", the user will need to scan the QR code to begin the account authentication process on a different device.

4. Once the user scans the QR code, the user will start the authentication process on the other device and see the waiting screen on the main device until the authentication process is completed.

5. User completes the authentication process on the other device.

   

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   Note

   Decoupled redirection supports both App based & Web based authentication as available from the bank, upon redirection to the bank, the App based authentication is invoked if supported by the bank.

6. User will be redirected to the TPP screen once the authentication process is completed.

Benefits of the Decoupled Redirection

By supporting the decoupled redirection flow on Tarabut Connect:

• You can provide your customers with flexibility during the open banking consent journey by allowing them to use any device and continuing the authentication step on another trusted device.
• Decoupled redirection enables TPPs to provide Mobile app based authentication flow for Open Banking connectivity via Desktop and Web applications.
• Decoupled redirection flow will allow you to implement the open banking consent journey in various innovative scenarios.